The right business insurance cover, will ensure the best start and longevity to your business. With all businesses facing threats such as risk of accidents involving the public and also employer’s liability.
We will ensure that your business is properly insured and this will be done by giving you all the help and advice to make sure you get the right cover for you and your business.
We cater to a wide range of businesses including, but not limited to, those listed below.
Business insurance is very flexible and it allows the policy holder to cover against many issues that your business may come across. Regardless of the type of business, the cover can be tailored to meet your exact needs ,which means you only pay for the cover that you need. The business insurance policy can include;
If your business leads to a member of the public been injured, the injured party usually sues the business owner based on negligence and /or damages. Public liability is there to protect you against the financial implications that could arise from these unforeseen claims.
Employers liability insurance protects employers from claims that their negligence resulted in a workplace injury. The employer’s liability cover will also assist you with the legal costs of the claims brought against you.
If you own the building & Content where your business operates from then you should have business building cover in place to protect you from the cost of replacing the content, repairing or rebuilding the property if it is affected by flood, fire, bust pipes, storm or vandalism.
If you give advice to your customers then consider taking up professional indemnity cover as if you are alleged to have provided inadequate advice, services or designs to a client, professional indemnity insurance provides cover for the legal costs and expenses in defending the claim, as well as compensation payable to your client to rectify the mistake.
If you produce or sell products as part of your business, then it is worth having product liability insurance included to your policy as product liability insurance protects your business should a customer incur damages as a result of a fault with the product you have provided them with.
Business interruption cover is also known as business income insurance. This type of insurance covers the loss of income that a business will suffer after a disaster. Business interruption cover provides you with the peace of mind against this situation, ensuring that you can continue to have an income whilst your business remains closed for repairs or rebuilds.
Simply give us a few details and we will find the insurance that is right for you.
